Canadian Entrepreneurs Optimistic about 2017 Business Performance

For some Canadian entrepreneurs, a lot of economic uncertainty lies ahead. The ever-changing political landscape has many concerned. However, those that are openly embracing technology – specifically ecommerce – are optimistic about a promising business performance this year. According to Huffington Post Canada, the more small and mid-sized Canadian businesses took advantage of technology, the more optimistic they were about 2017. This optimism is driven by certain, key factors:

Multiple Markets

With advancements in technology and ecommerce, entrepreneurs are no longer restricted to one region or country. They can now reach multinational consumers. Canadian entrepreneurs that operate on eBay, for example, reach 19 markets on average. In addition, ninety-nine percent of them export. This is huge compared to traditional small businesses; on average, these businesses reach 2.5 countries and only 11.8 percent export.

Multiple Channels

With more and more consumers shopping online, ecommerce is no longer a trend. Consumers are choosing where and when they wish to buy. Thus, it’s necessary for businesses to take advantage of multiple-channel strategies. Canadian merchants that sell through online channels averaged 20 percent higher annual sales compared to merchants who didn’t. Moving into 2017, Canadian SMBs are optimistic about their ability to connect with their customers anytime, anywhere through multiple channels.

Online Marketplace

Merchant’s aren’t just excited about geographical and channel opportunities. Platforms play a huge role in enabling ecommerce and trade. The SMB Optimism Index discovered that seven out of ten retail SMBs were confident that selling through an online marketplace would allow them to be successful internationally. To be more specific, the Index shared that 86 percent of merchants that sell through online marketplaces expect their sales to grow. From the mighty Amazon to niche marketplace Etsy, the opportunities are endless.

Canadian Merchant Account

Without a merchant account, entrepreneurs are unable to accept and process ecommerce transactions. Depending on business type and industry, some merchants are categorized as “high risk”. This makes it near impossible to secure payment processing solutions with a traditional provider. More and more Canadian entrepreneurs are taking advantage of alternative provider’s services, like EMerchantBroker. Through them, business owners can quickly setup a Canadian high risk merchant account – in as little as 24 hours. All services – including business funding options and chargeback protection – are specifically tailored to meet their needs.

Even during a time of political change and uncertainty, Canadian merchants are optimistic about their business’ future growth. In following the strategies above, the merchants are poised to have a very successful year.…

PayPal and Its Alternatives for Online Business Transactions

PayPal and Apple have entered into a partnership to enable users to use PayPal as a payment method when paying for Apple’s services such as the App Store, Apple Music, and iTunes, and more.

The feature will be introduced in 12 markets, including the US and the UK. It will be integrated with several devices across Apple’s ecosystem such as the iPhone, iPod, Apple TV, and Apple Watch.

As the most popular online payment platform, PayPal is a preferred choice for handling transactions. It’s known for its secure, convenient and fast services. Thanks to PayPal, there is no need for bank transfers and checks. What is important, PayPal is free: you just need to have a valid PayPal account.

However, there are costs associated with using PayPal for payment processing. PayPal offers business and premier accounts. Both require a standard fee for online payments and invoicing, which makes up 2.9% plus 30 cents per transaction within the U.S.

PayPal’s premier account is designed for casual sellers, meaning those who don’t consider their site a steady source of income and plan on buying and selling. This type of account requires having a business account and downgrading to the premier account. As for the business account, you should operate under a company or a group name. Be aware that each account type requires additional fees for refunds and chargebacks.

PayPal also offers a partner service called Braintree that provides a similar checkout experience to Payments Pro. This is good for those whose customers prefer virtual cash and accounts like Apple Pay and Bitcoin.

Let’s see what alternatives to PayPal you can choose. Consider Google Wallet, Amazon Payments, TransferWise, Skrill, Payoneer, Stripe, and, of course, High Risk Providers. Reputable high risk payment processors like eMerchantBroker can be the best choice for merchants of any type and size.

EMB is voted the nation’s #1 high risk processor and a reliable alternative online lender that is among the best PayPal alternatives to consider. eMerchantBroker is rated A+ by the BBB and A by Card Payment Options and is named one of Inc. 500’s Fastest Growing Companies of 2016. EMB offers the lowest possible rates in the industry.

When considering PayPal, take the time to find out what PayPal alternatives exist and see which one best suits your needs. Choose a PayPal alternative that will help you grow your business and take it new heights.…

How To Track Your Expenditures

Money Management SoftwareAceMoney is a Windows desktop app that provides all the attributes you’d count on: downloadable transactions, budgeting, investment tracking, and far more. Founded in 2009 by Bill Harris (preceding CEO of PayPal and Intuit), Private Capital is a very sophisticated, potent, and free personal finance computer software on the web for budgeting, individual finance, and revenue management for all devices and platforms (online, desktop, iPhone, Mac, Samsung Galaxy, Windows, iPad, tablets, etc.).

GnuCash is based on experienced accounting principles to assure balanced books and precise reports, and considering that it is actively created, this absolutely free monetary application is improving all the time. Feel of us as an on the internet checkbook register with the added bonus of viewing reports, setting budgets, producing reminders and additional.” A premium version adds characteristics.

I have not utilised this computer software myself, but I know that it makes it possible for you to import bank transactions, pay bills, etc. Merge Mint Bills into this, don’t just attempt to FORCE a committed set of users to switch to this crap from a incredibly valuable app.

I use a totally free application named spending viewer It is a windows application that is isolated to your neighborhood laptop. We bring collectively every little thing from account balances and spending to your totally free credit score, net worth and a lot more.

For desktop devices, Intuit supplies two separate versions of this money management software: Quicken for Windows and Quicken for Macs. I successfully imported 15 years of information, covering around 50 accounts in numerous currencies from MS Funds to Quicken 2010 (Windows).…

Family Budget Planner Template ~ Template Sample

Budget PlannerA particular person who creates magic, pulls answers out of hat, and performs a flawless wedding (with out sweating). Finance PM ideal app to handle your expenditures, program your budget and control cash. With their vast information, they will conveniently be in a position to find vendors that will fit within your price range. If you’re having any difficulty downloading Budget Planner, please e mail planner@.

Easy and uncomplicated to use wedding price range intended for estimating the expenses and developing budget for your wedding, utilizing percentage primarily based spending budget allocation tool. Quicken for Windows 2017 imports data from Quicken for Windows 2010 or newer, Microsoft Cash 2008 and 2009 (for Deluxe and greater).

Wedding Price range Worksheet – Actual Basic: Wedding Spending budget Worksheet So several numbers! All you have to do as you sort via your bills and verify book register is plug your economic information and facts onto the right line. Scan by way of your wedding budget planner and see exactly where the quantity of guests makes the most impact, which will most likely be the meals section of the mentioned planner.

Just before deciding on which variety of budget planner to use it is greatest to commence with a written budget utilizing nothing at all much more then a pencil and paper. Everyone needs a distinctive level of detail discover yours and stick with it. If you’re just receiving started, begin with a high-level price range and add extra detail as you need to have it.

You could send it as a PDF file attached to email, but that may seem a bit remote for such a particular event. One of the jobs of a wedding planner is to support you to compare diverse alternatives for your wedding products. Wedding Budget Spreadsheet Wedding Arranging on a Spending budget: Get Your Wedding Price range Spreadsheet (Microsoft Excel Format – opens in new window) Also readily available as printable PDF Wedding Budget Spreadsheet.…

How Significantly Dollars Do You Need to have To Open A Pizza Location

Budget CalculatorThe typical American household spending budget percentage breakdown looks like the list beneath. So my advise is, do not start your price range pondering ahead your costs just before acknowledging how a lot you earn. Floor length table cloths are best for adding a touch of class or elegant appear to your wedding decorations. Fixed costs keep about the same every month and incorporate things such as rent or mortgage payments, automobile payments, and insurance.

A graphical image can give users a very good sense of how to construct a month-to-month or annual budget. That is why it is a very good thought to strategy a certain amount of health-related expenses into your price range. That’s all there is to it. The excel spreadsheet can very easily be modified to add more fields just make confident you modify any formulas as required.

Income Annualisation Calculator – There are often circumstances when you may perhaps need to have to perform income annualisation calculations on earnings that has been accruing for significantly less than a complete year. So if month-to-month rent is $600, my annual will be $600 x 12 = $7200 and my each day rent will be $19.72. The quantity payable in the very first month of the lease will then be $19.72 x 11 = $216.99.

For instance, consist of mortgage payments or rent as nicely as utilities when you list an quantity for housing. To estimate your month-to-month expenses, you will want to start by recording all the things you invest money on in a month. These four actions on how to spending budget your paycheck will also assistance you design and style your safety nets when walking in a tight money rope.

A mortgage payment usually consists of four components – Principal payment, Interest payment, Property Tax payment, and Insurance payment. If you’re not in the banqueting market then it is extremely probable you are going to be unsure which size of table cloth you basically will need so here’s a swift primer and beneficial calculator to use which will make your life substantially easier.…