owners all know that it’s important to watch your finances, even if your business is doing well. When small businesses fail, it’s almost always because of financial reasons, and poor planning can sabotage an otherwise successful company. If you’re running your own small business, you probably already have a good budget and business plan that outlines the various ways that you will spend your money, allowing you to have enough left over in case of emergencies. However, it’s always helpful to save money in other ways. Here are a few ways in which technology can save you money for your small business.

New technological developments are often time savers, which means that they are also money savers. Any time that you can increase the efficiency of your business is more time that you can spend making money. In some cases, business owners miss out on ways that they can improve efficiency because they don’t do research on new technology that is available in their industry. For example, your business may benefit from a spray type deaerator from a reputable company like Deaerator, but you first must learn about this new product so that you can see if it will save you time.

Your small business can also benefit from advances in marketing, thanks to the internet and the various social media platforms. You no longer need to spend a lot of money on ads on the radio or your local TV station. Now, you can reach out to new customers as well as old ones to grow your brand and bring in new clients. If you aren’t comfortable and confident with social media, it’s easy to hire an expert who can craft a strong social media campaign for your company.

Finally, there have been developments that make managing your employees easier than ever. Advances in payroll systems make it easier to make sure your staff is paid on time. New products help you to keep track of schedules and to communicate more easily with your staff.…

PayPal and Apple have entered into a partnership to enable users to use PayPal as a payment method when paying for Apple’s services such as the App Store, Apple Music, and iTunes, and more.

The feature will be introduced in 12 markets, including the US and the UK. It will be integrated with several devices across Apple’s ecosystem such as the iPhone, iPod, Apple TV, and Apple Watch.

As the most popular online payment platform, PayPal is a preferred choice for handling transactions. It’s known for its secure, convenient and fast services. Thanks to PayPal, there is no need for bank transfers and checks. What is important, PayPal is free: you just need to have a valid PayPal account.

However, there are costs associated with using PayPal for payment processing. PayPal offers business and premier accounts. Both require a standard fee for online payments and invoicing, which makes up 2.9% plus 30 cents per transaction within the U.S.

PayPal’s premier account is designed for casual sellers, meaning those who don’t consider their site a steady source of income and plan on buying and selling. This type of account requires having a business account and downgrading to the premier account. As for the business account, you should operate under a company or a group name. Be aware that each account type requires additional fees for refunds and chargebacks.

PayPal also offers a partner service called Braintree that provides a similar checkout experience to Payments Pro. This is good for those whose customers prefer virtual cash and accounts like Apple Pay and Bitcoin.

Let’s see what alternatives to PayPal you can choose. Consider Google Wallet, Amazon Payments, TransferWise, Skrill, Payoneer, Stripe, and, of course, High Risk Providers. Reputable high risk payment processors like eMerchantBroker can be the best choice for merchants of any type and size.

EMB is voted the nation’s #1 high risk processor and a reliable alternative online lender that is among the best PayPal alternatives to consider. eMerchantBroker is rated A+ by the BBB and A by Card Payment Options and is named one of Inc. 500’s Fastest Growing Companies of 2016. EMB offers the lowest possible rates in the industry.

When considering PayPal, take the time to find out what PayPal alternatives exist and see which one best suits your needs. Choose a PayPal alternative that will help you grow your business and take it new heights.…